Covered California in 2025: More Affordable Than Ever!

Health insurance can be confusing, but Covered California makes it easier. As we head into 2025, Covered California is offering more options and financial help than ever before. Here's what you need to know:

1. Lower Costs for Many:

• Increased Financial Help: Thanks to new state funding and the Inflation Reduction Act, more Californians qualify for financial assistance to lower their monthly premiums. You might be surprised how affordable quality health coverage can be!
• More People Eligible for Help: Even if you thought you made too much money before, check again! Covered California has expanded eligibility for subsidies, making coverage more affordable for middle-income individuals and families.

2. Enhanced Benefits and Choice:

• Enhanced Silver 73 Plan: This new plan option offers lower out-of-pocket costs and eliminates deductibles for those who qualify.
• Expanded Dental Plans: Humana is joining the marketplace, offering more choices for dental coverage. Remember that dental coverage is included for members under 19, and adults can purchase family dental plans as an add-on.

3. Key Dates and Deadlines:

• Open Enrollment Period: November 1, 2024, to January 31, 2025. This is your chance to enroll in a health plan or make changes to your existing coverage.
• Special Enrollment Periods: If you experience certain life events, like losing job-based coverage, getting married, or having a baby, you may qualify to enroll outside of the open enrollment period.

4. Who Can Enroll?

• Most Californians: Covered California is open to most California residents, including those who are undocumented.
• DACA Recipients: Starting in 2025, DACA recipients are eligible to enroll in Covered California plans.

5. Why Choose Covered California?

• Quality Coverage: All plans offered through Covered California meet high standards and include essential health benefits like doctor visits, hospital care, prescription drugs, and mental health services.
• Financial Help: Most enrollees qualify for financial assistance to lower their monthly costs.

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